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The Rise and Fall of Homeownership Rates

The rate of home ownership increased significantly in the U.S. and in New Hampshire from the middle of the 1990’s until the housing market crash in the late 2000s.   The increased availability of...

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The Home Price Rebound That Wasn’t

The Federal Housing Finance Agency released its latest home price appreciation index on Tuesday and while the data support the belief that housing is bouncing back across the country, and is now...

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Longing for a Recovery in Housing

On only a few issues can I say that I would be happy to be wrong.  My views on likely home price appreciation and New Hampshire’s housing market  is one of them.     Housing is important to the state’s...

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Improving Household Net Worth and Cash Flow Bode Well for Spending

Improvements in the balance sheets and cash flow of households along with continued if not robust improvement in the labor market bode well for consumer spending  as the year progresses, helping the...

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How Much of Housing’s Recovery Depends on Interest Rates?

Low interest rates did much to float the housing bubble of the 2000s, but like all bubbles the higher pressure inside the bubble eventually caused it to burst as it rose higher and encountered the...

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